Pay only for what you use
Swift9ja is wallet-based. Fund once, then buy data, pay bills, convert to WA Credit for WhatsApp, or buy SwiftAI tokens. Live rates below.
Airtime, data, cable TV, electricity, exam PIN, bulk SMS and bulk email — billed from your Swift9ja wallet.
- Live data bundle prices on this site
- Receipts by email, push and WhatsApp
- No monthly subscription
Convert wallet to WA Credit, then send approved templates. Your credit is billed — not the platform WABA.
- OTP, fees, campaigns and inbox
- Schools and businesses via developer apps
- Pay only for messages you send
Write with AI, documents, and school communication drafts. Tokens convert from your wallet.
- Dashboard, API and SmartSchool write
- Pay only for tokens you use
- Optional auto-recharge
Create a developer application (including SmartSchool) and connect WhatsApp, AI and payments.
- SmartSchool OTP, fees and notices
- HMAC API and webhooks
- WhatsApp billed to your WA Credit
Rates can change. See live data bundle prices on the homepage. Create a free account to fund your wallet.
One wallet. Three credits.
Naira wallet
Airtime, data, cable, electricity, exam PIN, bulk SMS and bulk email debit your wallet directly.
WA Credit
Convert wallet to WA Credit. Every WhatsApp template you send — including from SmartSchool — is billed to you, not the default WABA.
SwiftAI tokens
Convert wallet to tokens for Write with AI, documents, and school communication drafts.
